This week I topup 2 shares, CIMB and PWROOT at RM5.84 and RM1.52 respectively. Total units accumulated in CIMB and PWROOT actually not very much, only 800 units and 2500 units respectively. Although it is just a small amounts, the returns could be out of your imagination in 10 years as both shares have the ROE of 15% as per year 2013 financial result. Hence, my target is put one or two thousands in stocks as a long term investment.

To recap, CIMB shares has dropped more than 20% since announcement of mega bank mergers with RHBCAP and MBSB. Sadly, EPF not allowed to vote for the merger. However, it seems that the merger still very likely to happen in 1Q2015

**ROE = Return on equity measures the rate of return on the ownership interest of the common stock owners. It measures a firm’s efficiency at generating profits from every unit of shareholders’ equity.